You can access tailored lending for large yachts and jets through a dedicated private finance team that handles complex, high-value assets for UHNW clients. The bank focuses on superyachts 40m+ and medium to ultra‑long‑range jets, offering discreet, relationship-driven services.

Selection is selective: roughly 5% of inquiries progress to approval, based on compliance, banking relationship potential, asset forward value, environmental profile, and profitability.

You benefit from a confidential process that aligns structures to how you will operate the asset. BNP Paribas blends global connections with shipyards, brokers, managers, and MROs to help move from intent to closing with less friction.

Practical focus: prepare ownership structure, asset specs, and operating plans early. You can also integrate carbon-offset and impact options to match your values and support long-term value preservation.

Key Takeaways

  • You can access specialist financing for large yachts and aviation assets through a dedicated team.
  • Expect a selective process—about a 5% selection rate driven by compliance and asset profile.
  • U.S. ownership dominance and rising inquiries create timely engagement opportunities.
  • Confidential, UHNW-focused structuring keeps privacy and timelines central.
  • Carbon-offset and impact solutions can be woven into your financing strategy.
  • Prepare ownership, specifications, and operating plans early to speed underwriting.

Private Finance for Exceptional Yachts and Aircraft: Your Gateway to Tailored Lending

When you seek exceptional vessels or jets, private finance adapts to your travel patterns and ownership goals. BNP Paribas Wealth Management focuses on superyachts 40m+ and medium to ultra‑long‑range business jets that demand performance and comfort.

You get solutions shaped by how and where you operate. Whether you dock seasonally in the Mediterranean or fly transcontinental, lending terms reflect range, cabin layout, and intended use.

Confidentiality and bespoke structuring keep your process discreet from origination through closing. The team aligns cash flow, liquidity needs, and asset value preservation to your ownership plan.

“Tailored lending turns intent into a viable purchase plan with minimal time‑to‑close.”

  • Access finance calibrated for 40m+ yachts and ultra‑long‑range aircraft.
  • Compare current models like the Bombardier Global 7500, Gulfstream G700, and Dassault Falcon 6X to match terms to capability.
  • Leverage global reach to optimize sourcing, timing, and coordination with shipyards, brokers, and MROs.

Yacht and Aviation Financing Solutions Built Around You

Financing works best when it’s built around mission profiles, delivery steps, and long‑term value preservation. BNP Paribas Wealth Management structures deals for 40m+ superyacht new builds and medium to ultra‑long‑range aircraft so financing follows how you will use the asset.

Superyacht financing for 40m+ vessels and new-build projects

You can finance complex new builds with staged payments tied to milestones, change orders, and delivery dates. The team coordinates with shipyards, brokers, and managers across Europe and Asia to keep technical specs and deal terms aligned.

Business jet financing for medium to ultra‑long‑range aircraft

Aircraft deals balance acquisition cost, range, and utilization to protect residual value. You’ll access products that reflect your flight profile and expected utilization while preserving options for future refinances or exits.

Bespoke structures: loans, mortgages, and leasing aligned to your use and ownership goals

Choose among loans, mortgages, or leasing depending on cashflow, tax, and ownership aims. Deals can embed maintenance reserves, technical covenants, and sustainability features like carbon offsets or fuel‑efficient platforms to protect value and reputation.

“Aligning structure to use—private or charter—means compliance, insurance, and crewing support your financial plan.”

  • Flexible products that preserve resale value and liquidity.
  • Coordinated engagement with shipyards, MROs, and managers.
  • Value‑preserving covenants and sustainability options as standard.

Who Qualifies: Client Profiles and Asset Eligibility

Lenders assess two linked factors: your standing with the bank and how the asset will perform in the market. At Superyacht Investor London 2024, BNP Paribas noted only about 5% of inquiries advance because selection is strict.

Your compliance and relationship matter. Expect thorough KYC/AML checks and clear source‑of‑wealth information. The bank typically serves clients with US$500m+ net worth and prefers applicants who signal a broad, long‑term banking relationship.

Your banking relationship, compliance profile, and long‑term potential

You increase eligibility by showing enduring engagement potential. Presenting operational plans, crewing, insurance, and management details reinforces confidence in value preservation.

Asset criteria: forward values, environmental profile, size, and market liquidity

Assets must show forward value and resale liquidity. Size thresholds matter: lenders often focus on 40m+ superyachts and mission‑fit aircraft because smaller assets can be inefficient to finance.

  • Provide technical specs, survey reports, and maintenance history.
  • Highlight emissions performance and certifications to improve terms.
  • Know that profitability and regulatory trends shape lender appetite.

Terms, Rates, and Structures: How Your Deal Comes Together

Deal economics hinge on current rate cycles, asset strength, and the depth of your banking ties. You should expect pricing that mirrors interest conditions, asset quality, and the broader company relationship you bring to the table.

terms financing

Competitive pricing and amortization choices

You will see options for amortization schedules, balloon features, or bespoke repayment plans that match your business goals. Lenders price transactions to reflect market volatility and expected residual value.

ESG-linked pricing can appear, but banks remain cautious about greenwashing. Measurable environmental performance may secure more favorable terms where credible data exists.

Collateral, security packages, and cross-asset support

Security packages commonly include first‑priority mortgages or airframe and engine security interests. Some lenders ask for additional collateral to strengthen protection across jurisdictions.

  • Expect detailed covenants on maintenance, insurance, usage, and inspection rights.
  • Prepare for a document‑heavy close: loan agreements, filings, legal opinions, and registrations.
  • Consolidating private banking activities can unlock cross‑asset support and better economic terms.

“Set a clear critical path for surveys, legal steps, and delivery conditions to avoid delays.”

Ultimately, terms reflect a balance: lender appetite, collateral strength, and the market view on future value. Being organised and transparent shortens timelines and improves outcomes for your transaction.

Market Intelligence You Can Use Today

Current inquiry trends and regional service growth give you actionable market information today.

United States focus: Americans own roughly 53% of the global superyacht fleet, making the U.S. a key barometer for demand, resale liquidity, and charter appetite.

United States focus: a dominant ownership base and rising inquiry volume

Bankers report a pickup in inquiries after a bumpy period, driven partly by hopes of rate declines. You can use that momentum to approach lenders when appetite improves.

In Asia Pacific, hubs such as Hong Kong (Aberdeen Marina Club, Hong Kong Gold Coast, Lantau Yacht Club) and growing spots like Phuket and Indonesia shape seasonal deployment and crew sourcing.

For aviation, business jet activity is strong at Singapore’s Seletar and Hong Kong. MRO consolidation—Jet Aviation acquiring Hawker Pacific’s MRO, Dassault integrating ExecuJet APAC, and Bombardier investing in Seletar—reduces downtime and boosts support.

  • Benchmark demand: leverage U.S. owners to understand liquidity and resale cycles.
  • Time your deal: shifting rate expectations can open a favorable window for structuring terms.
  • Optimize basing: compare APAC hubs for maintenance, crew, and charter potential.

“Next‑generation jets like the Global 7500, Gulfstream G700, and Dassault 6X expand range and cabin options, improving mission flexibility.”

yacht-aviation-financing-bnp-paribas: Our ESG Approach and Methodology

Financing now often links to clear environmental benchmarks that influence pricing and eligibility.

BNP Paribas offers carbon programs and impact options so your ownership aligns with climate goals. You can opt into a “tick and donate” channel that supports NGOs and verified projects.

From carbon‑offset programs to impact solutions: aligning finance with your values

You can integrate carbon offsets and impact investments to reduce your operational footprint while supporting third‑party verification. This strengthens your stewardship narrative and reputational value.

Anchoring to industry indices and seeking common ground on emissions (SEA Index, YETI)

The bank uses recognized benchmarks like the SEA Index and YETI to frame emissions performance. Those methodologies help compare assets and show where improvements matter.

Why environmental factors influence eligibility, terms, and long‑term asset value

Regulatory incentives and penalties tied to green scores can affect capital treatment and loan terms. Demonstrable carbon reductions and transparent data improve your negotiating position and forward value.

“Transparent, verifiable ESG disclosures reduce friction and can lead to better terms.”

  • Use verified emissions data to support favorable terms.
  • Choose efficient designs to protect resale value.
  • Avoid greenwashing: rely on third‑party methodology and audits.

Execution without Friction: Global Partners, Documentation, and Registration

Execution runs smoothly when a coordinated team handles each legal, technical, and logistical step. That coordination reduces closing delays and keeps delivery dates intact.

Working with shipyards, brokers, MROs, managers, and legal advisers

BNP Paribas Wealth Management links you to leading shipyards and brokers, plus specialist management companies and MROs across Asia and Europe.

These partners align surveys, maintenance, and insurance endorsements so technical checks do not block legal closing steps.

  • Streamlined documentation via experienced counsel who handle mortgages and multi‑jurisdiction filings.
  • Harmonized maintenance and management agreements that match lender covenants.
  • Use of trusts or holding companies to shape governance and liability segregation for assets.

Registration, flag, taxes, and import considerations handled with precision

You will evaluate flag and registration early to optimise tax treatment, import duties, privacy, and permitted use for a yacht or aircraft.

The bank’s network supplies current information on duties, route planning, and seasonal deployment to protect charter and operational plans.

“A clear closing checklist reduces execution risk and keeps momentum from mandate to first operations.”

Conclusion

Move from planning to close with a partner that aligns capital, timing, and operations for high‑value yachts and jets. BNP Paribas Wealth Management focuses on 40m+ superyacht projects and medium to ultra‑long‑range aircraft for highly selective clients, with roughly 5% of inquiries advancing to underwriting.

You gain tailored financing and yacht finance solutions that reflect your use, range, and operating plan. ESG options, carbon‑offsets, and benchmarks like the SEA Index and YETI help contextualize emissions without limiting your mission.

Prepare a complete client profile and documents to speed credit decisions. Engage the team now to compare terms, secure access to market solutions, and keep your yacht or aircraft deal on a clear path to closing.

FAQ

What types of yachts and aircraft qualify for private finance through BNP Paribas Private Finance?

You can access lending for large motor and sailing superyachts (typically 40m+ and new builds) and for business jets ranging from light to ultra‑long‑range types. Eligibility depends on the asset’s forward value, age, market liquidity, and environmental profile. Your existing banking relationship and compliance records also play a key role.

How do you determine the right financing structure for your vessel or jet?

The team builds bespoke solutions—term loans, mortgages, or leasing—based on your intended use, ownership structure, and tax or registration needs. They consider amortization preferences, collateral packages, and whether cross‑asset support or syndication is appropriate to optimize pricing and flexibility.

What pricing and terms should you expect in today’s market?

Pricing reflects current market dynamics, asset type, borrower profile, and environmental credentials. You should expect competitive rates with choices on amortization and covenant profiles. Final terms are set after due diligence on documentation, valuation, and market comparables.

How does ESG and carbon performance affect your application and terms?

Environmental performance now influences eligibility and pricing. The bank links assessments to industry indices such as SEA Index and YETI, and offers carbon‑offset or impact solutions to align finance with your values. Better emissions profiles can improve terms and long‑term residual value.

What documentation and checks will you need to provide?

Expect standard KYC, proof of funds, financial statements, and ownership records. You’ll also provide asset documentation: build specs, maintenance logs, registration papers, and valuation reports. Regulatory compliance and tax structuring documents are reviewed for cross‑border deals.

How are collateral and security typically structured for these loans?

The bank uses mortgages, aircraft liens, escrow arrangements, and cross‑collateralization when needed. Security packages are tailored to protect value and may include insurance requirements, maintenance covenants, and approved managers or MRO partners to preserve asset condition.

Can you finance a new‑build superyacht or a pre‑owned aircraft?

Yes. New‑build financing is common and often staged to construction milestones. Pre‑owned deals rely more heavily on valuation, condition surveys, and market liquidity. In both cases the lender assesses forward values and residual risk before committing.

How does registration, flag choice, and tax treatment affect the transaction?

Flag state, registration, and import rules influence insurability, resale, and financing terms. The bank coordinates with legal advisers and tax specialists to structure ownership and registration in a way that meets regulatory, operational, and lender requirements.

Who are the external partners involved in executing a deal?

You’ll work with shipyards, aircraft manufacturers, brokers, MROs, technical managers, and legal advisers. BNP Paribas leverages global partner networks to streamline documentation, surveys, and handover, reducing friction during closing.

Is the service available in the United States and how does the U.S. market differ?

The service covers the U.S., where ownership concentration and inquiry volumes remain high. U.S. deals often require additional tax and import planning and may involve different registration norms, so the bank adapts diligence and structuring accordingly.