Your U.S. company needs consistent protection when it operates across borders. Chubb offers a coordinated multinational program that aligns coverage to your footprint and local laws. This helps reduce gaps and administrative friction while supporting claims handling around the world.

With operations in 54 countries and a network serving more than 200, Chubb pairs global scale with local expertise. You get a single program that simplifies management of people, property, and financial exposures.

Services and products are structured to address known and emerging risks when your teams travel, sell, or operate abroad. The result is a clear view of what’s included and how the program is administered end to end.

This introduction explains who benefits, what coverage looks like, and how Chubb complements your existing placements. You’ll learn how to gauge fit and take next steps to tailor a solution that meets your needs.

Key Takeaways

  • Chubb offers a single multinational program for cross-border coverage.
  • Local claims handling and global consistency reduce uncertainty.
  • Products and services target traveler, asset, and balance-sheet risks.
  • The program simplifies administration while meeting local rules.
  • Quickly assess fit and plan next steps to shape your global solution.

Multinational consistency backed by a global network and strong local service

A unified approach to global protection lets you manage risk with clarity and speed. Brief alignment up front reduces duplication and makes day-to-day oversight simpler.

Why consistency matters for U.S. companies operating worldwide

When your multinational insurance program aligns with local operations, you cut friction. Coordinated policy terms, harmonized limits, and consistent certificates reduce gaps that often appear with separate local placements.

Chubb’s network of underwriting and claims professionals in more than 200 countries

The global network delivers on-the-ground underwriting and claims expertise so your team gets local language support and faster decisions. With 54 local Chubb operations, you can scale programs as your world footprint grows while keeping centralized oversight.

  • Real-time management via Worldview gives transparent status on binders, policies, and claims activity.
  • Strong local service speeds issuance of certificates and aligns coverage with compulsory rules.
  • A consistent framework helps finance and legal teams streamline controls and document compliance.

international-business-insurance-chubb coverages and programs tailored to your operations

Tailored global programs bundle core and specialty protections so your operations stay covered across borders.

coverages

Broad multiline coverages

General Liability, Commercial Property and Time Element, and Employers Responsibility form the foundation of your policy. These core coverages protect assets and reduce operational exposure in each country.

People-first protections

Foreign Voluntary Compensation and International AD&D and Medical cover employees, students, and chaperones while traveling or stationed abroad. These products help you respond quickly to medical and loss events.

Contingent and emergency protections

Contingent Auto Liability, Contingent Employers Liability, Kidnap & Extortion, and Executive Assistance address rare but severe risks. Executive Assistance gives 24/7 global access for medical, travel, legal, and security help.

  • Automatic limits in the International Advantage Package include $1,000,000 Emergency Medical Evacuation/Repatriation and $250,000 Kidnap & Extortion.
  • Hired Auto Physical Damage and Emergency Political Evacuation limits activate without extra endorsements.
  • Underwriting and claims coordination align policy terms and local rules so you can scale coverage as your footprint grows.

Who it’s for: businesses, institutions, and organizations with global exposure

If your teams travel, exhibit, or run overseas operations, you need coverage designed for real-world cross-border risks.

Who fits this program

You are a fit if your business sends employees abroad, maintains foreign sites, or regularly attends international events as an exhibitor.

Traveling and stationed staff, exhibitors, and overseas operations

Companies with personnel on assignment or at trade shows benefit from a single policy that reduces administrative gaps and speeds claims handling.

Exporters, professional firms, and online sellers

Exporters and service firms working overseas can align products and coverages to meet local rules and cross-border liabilities.

Educational institutions, nonprofits, and trip sponsors

Schools, nonprofits, and program sponsors gain protections that focus on medical support, evacuation, and traveler safety for students and staff.

  • Scalable programs let you add territories and adjust limits as your footprint grows.
  • Choose products that protect people, property, and liability while keeping safety central.
  • Both temporary and permanent assignments can be tailored by role, duration, and destination risk.

How your program works: technology, claims, and service built for real-world risks

Instant visibility and local response combine so you can control exposures and support teams abroad.

Manage your global program in real time with Worldview and Chubb Travel Smart

Worldview centralizes documents, status, and tasks so you, your broker, and Chubb collaborate on policies, endorsements, and claims efficiently.

The Chubb Travel Smart app gives employees destination insights and safety alerts. Executive Assistance adds 24/7 phone support for medical, travel, legal, or security emergencies.

Get a quote, align underwriting to your needs, and streamline claims management

To get quote quickly, share exposure data, target territories, and current limits. Underwriting then aligns terms and pricing to local rules.

Local adjusters in Chubb’s network support claims so your business navigates jurisdictional timelines while headquarters keeps visibility.

  • Faster cycle times: standardized workflows reduce time from quote to bind and simplify renewals.
  • Stronger risk controls: travel tools, pre-trip info, and escalation paths boost safety for employees.
  • Liability coordination: specialists help resolve defense and indemnity issues across master and local policy layers.

Result: a single operating rhythm of portal tools and field expertise that makes global insurance and program governance practical for your business.

Conclusion

, Choosing a single global program makes it easier to manage coverage, claims, and compliance across countries.

Key benefit, you can unify your insurance strategy so people and assets stay protected while administration gets simpler.

Automatic coverages — from evacuation and AD&D to kidnap & extortion — speed response and raise employee safety. Executive Assistance gives 24/7 global support for medical, legal, and security needs.

Worldview and Chubb Travel Smart keep you linked to policy status, traveler alerts, and program services. This consistent framework helps your business control risk, document compliance, and align limits to liability exposure.

When you are ready, request a quote to compare policy options and deploy multinational solutions tailored to your operations.

FAQ

What types of coverages does Chubb offer for businesses operating worldwide?

Chubb provides broad multiline coverages tailored to global operations, including General Liability, Property and Time Element, and Employers Responsibility. You can also add people-first protections like Foreign Voluntary Compensation, International AD&D, and international medical benefits. Contingent risk options — such as Auto Liability, Employers Liability, and Kidnap & Extortion — are available to address exposures unique to cross-border activity.

Why is multinational consistency important for your U.S. company operating overseas?

Consistency ensures your policy terms, limits, and incident response work the same across jurisdictions, reducing coverage gaps and operational surprises. When you standardize core protections, you simplify claims handling, maintain regulatory compliance, and provide uniform support for traveling and stationed employees, exhibitors, and overseas operations.

How does Chubb support claims and service around the world?

Chubb maintains a global network of underwriters and claims professionals across more than 200 countries. That local presence helps you get timely, culturally informed service, quicker loss adjustment, and coordinated assistance with emergency services such as medical, travel, legal, and security support through executive assistance programs.

Who should consider multinational programs from Chubb?

You should consider these programs if you have traveling or stationed employees, contractors, exhibitors at international events, exporters, professional service firms, or an online business selling across borders. Educational institutions, nonprofits, and sponsors of study-abroad programs also benefit from tailored protections for participants and staff.

What automatic protections come with the International Advantage Package Policy?

The International Advantage Package Policy typically includes automatic extensions designed to simplify global risk management — for example, temporary cover for employees traveling or working abroad, basic expatriate medical protections, and selected liability extensions. Specific automatic features vary by program and underwriting, so request details for your operations.

How do you manage a global insurance program in real time?

Chubb offers technology platforms such as Worldview and Chubb Travel Smart that let you view program status, manage policy placements, and track traveler information in real time. These tools help you align underwriting to evolving risks, add or remove locations, and streamline claims reporting and recovery.

How do you get a quote and tailor underwriting to your needs?

To get a quote, provide details about your operations, employee locations, revenue by country, and risk controls. Chubb’s underwriting team will assess exposures and propose a program that can include local policies, master policies, and bespoke terms. You can work with a broker or contact Chubb directly to start the process.

What emergency services are available to employees abroad?

Emergency services include executive assistance for medical evacuations, travel and security support, access to local medical providers, and legal assistance. These services aim to stabilize incidents quickly and reduce disruption to your operations and employees.

Can Chubb cover contingent exposures like kidnap and extortion for traveling staff?

Yes. Chubb offers Kidnap & Extortion coverage as part of contingent risk solutions for high-threat environments. Policies can include crisis response teams, negotiation support, and reimbursement for ransom payments and associated expenses, tailored to your travel profiles and security posture.

How does Chubb address employer liability for international staff?

Chubb provides Employers Liability coverage that responds to claims arising from work-related injury or illness of employees working abroad. Coverage can be structured alongside host-country statutory policies or as part of a global master program to ensure consistent protection and claims handling.